:root{--accent:#FF8A00;--accent-2:#FFB52A;--bg:#fcfcfb;--bg-alt:#f2f3f1;--text:#222622;--text-light:#5c635c;--border:#dedfd9;--radius:18px;--shadow:0 14px 38px rgba(30,35,28,.08)}
*{box-sizing:border-box}html{scroll-padding-top:90px}body{background:var(--bg);color:var(--text);font-family:"Avenir Next","Segoe UI",Arial,sans-serif;line-height:1.65}h1,h2,h3{letter-spacing:-.035em;line-height:1.2}.container{max-width:1184px}.navbar{height:76px;padding:0;background:rgba(252,252,251,.94);border-bottom:1px solid var(--border);box-shadow:none}.navbar-brand{font-family:inherit;font-size:25px;letter-spacing:-.06em;line-height:1}.navbar-brand small{display:block;font-size:8px;letter-spacing:.08em;margin-top:7px}.navbar-nav .nav-link{font-size:14px;text-transform:none;letter-spacing:0;color:var(--text)!important;padding:28px 17px!important}.navbar-nav .nav-link:after{height:3px;background:var(--accent)}.navbar-toggler{border:1px solid var(--border);border-radius:8px;padding:7px 12px;font-size:13px}.hero-section{padding:94px 0 108px;background:var(--bg)}.hero-title{font-size:clamp(38px,5vw,64px);max-width:700px}.hero-subtitle{font-size:18px;color:var(--text-light);max-width:550px;margin:24px 0 30px}.highlight{color:var(--accent)}.hero-btn,.cta-btn,.product-cta{display:inline-flex;align-items:center;justify-content:center;min-height:50px;padding:13px 25px;border:0;border-radius:10px;background:linear-gradient(90deg,#FF8A00 0%,#FFB52A 100%);color:#24251f!important;font-weight:650;box-shadow:0 8px 18px rgba(255,138,0,.2);transition:transform .2s ease,box-shadow .2s ease}.hero-btn:hover,.cta-btn:hover,.product-cta:hover{transform:translateY(-2px);box-shadow:0 12px 24px rgba(255,138,0,.28)}.services-section,.products-section,.contact-info-section,.privacy-section,.delete-section{padding:76px 0}.section-title{font-size:clamp(28px,3vw,40px);margin-bottom:42px}.service-card,.product-card,.contact-card,.hours-card,.location-container,.contact-form-card,.application-form,.process-card,.privacy-content,.important-notes{background:var(--bg);border:1px solid var(--border);border-radius:var(--radius);box-shadow:var(--shadow)}.service-card,.product-card,.contact-card{padding:34px;height:100%;transition:transform .2s ease,box-shadow .2s ease}.service-card:hover,.product-card:hover,.contact-card:hover{transform:translateY(-5px);box-shadow:0 18px 42px rgba(30,35,28,.12);border-color:rgba(255,138,0,.5)}.service-icon,.product-icon,.contact-icon{width:48px;height:48px;border-radius:12px;background:#fff2df;color:var(--accent);display:grid;place-items:center;font-size:21px;margin-bottom:24px}.service-title,.product-title,.contact-title{font-size:22px}.service-description,.product-features,.contact-info{color:var(--text-light);font-size:15px}.cta-section{padding:72px 0;background:var(--bg-alt)}.cta-title{font-size:38px}.cta-subtitle{color:var(--text-light)}.page-header{padding:68px 0 56px;background:var(--bg-alt);border-bottom:1px solid var(--border)}.page-title{font-size:clamp(36px,4.5vw,56px)}.page-subtitle{font-size:18px;color:var(--text-light);max-width:650px;margin:18px auto 0}.rate-table{overflow-x:auto;border:1px solid var(--border);border-radius:var(--radius);background:var(--bg)}.rate-table table{margin:0;min-width:680px}.rate-table th{font-weight:650;background:var(--bg-alt)}.rate-table td,.rate-table th{padding:18px;border-color:var(--border)}.application-section,.faq-section,.contact-form-section,.location-section,.working-hours-section{padding:76px 0}.application-form,.contact-form-card{padding:34px}.support-panel{padding:30px;border-radius:14px;background:#fff2df}.support-panel h3{font-size:24px}.contact-info-section .row{row-gap:24px}.contact-card{text-align:left}.contact-icon{margin-bottom:22px}.contact-info a{color:var(--text);font-weight:600;text-decoration:underline;text-decoration-color:var(--accent);text-underline-offset:4px}.location-container{padding:38px}.location-title{font-size:25px;font-weight:650;margin-bottom:20px}.location-details{color:var(--text-light)}.hours-card{padding:32px}.hours-title{font-size:25px}.hours-item{display:flex;justify-content:space-between;border-bottom:1px solid var(--border);padding:14px 0;color:var(--text-light)}.hours-time{color:var(--text);font-weight:600}.hours-note{margin-top:22px;padding:16px;background:#fff2df;border-radius:10px;color:var(--text-light)}.footer{background:var(--bg-alt);border-top:1px solid var(--border);padding:48px 0 24px}.footer-content{max-width:1184px;margin:auto}.footer-logo{font-size:25px;font-weight:750;letter-spacing:-.06em}.site-address{max-width:480px;color:var(--text-light);font-size:13px}.site-contact{color:var(--text);font-size:14px}.footer-links{display:flex;flex-wrap:wrap;gap:18px;margin:26px 0}.footer-links a{font-size:13px}.footer-links a:hover{text-decoration:underline;text-underline-offset:4px}.footer-bottom{border-top:1px solid var(--border);padding-top:20px;color:var(--text-light);font-size:12px}.process-card{padding:24px 34px}.process-step{display:grid;grid-template-columns:48px 1fr;gap:22px;padding:24px 0;border-bottom:1px solid var(--border)}.process-step:last-child{border:0}.step-number{width:34px;height:34px;display:grid;place-items:center;border:1px solid var(--accent);border-radius:50%;color:var(--accent);font-size:14px}.step-title{font-size:22px}.step-description{color:var(--text-light);max-width:700px}.important-notes{padding:28px;margin-top:30px;background:#fff2df;border-color:#ffd79e}.notes-title{font-size:23px}.notes-list{color:var(--text-light);padding-left:20px}.privacy-content{padding:42px}.privacy-date{color:var(--text-light);font-size:13px;margin-bottom:28px}.privacy-section-content{margin-bottom:34px}.privacy-section-title{font-size:24px}.privacy-text,.privacy-list{font-size:15px;color:var(--text-light);line-height:1.85}.privacy-list{padding-left:21px}.privacy-highlight{background:var(--bg-alt);border-radius:12px;padding:20px;color:var(--text-light)}.privacy-table{font-size:13px}.privacy-table th{background:var(--bg-alt)}.privacy-table td,.privacy-table th{padding:13px;border-color:var(--border)}.rights-grid{gap:16px}.right-item{background:var(--bg-alt);border-radius:12px;padding:17px}.contact-info-box{background:var(--bg-alt);border-radius:var(--radius);padding:26px}.account-help-link{color:inherit!important;font-weight:400;text-decoration:underline;text-underline-offset:3px}@media(max-width:767px){.navbar{height:68px}.navbar-nav .nav-link{padding:13px 0!important}.hero-section{padding:58px 0 68px}.hero-title{font-size:clamp(36px,10vw,48px)}.hero-subtitle{font-size:16px}.services-section,.products-section,.contact-info-section,.privacy-section,.delete-section,.application-section,.faq-section,.contact-form-section,.location-section,.working-hours-section{padding:54px 0}.section-title{margin-bottom:30px}.service-card,.product-card,.contact-card{padding:26px}.process-card,.privacy-content,.application-form,.contact-form-card{padding:23px}.location-container{padding:26px}.page-header{padding:48px 0 38px}.page-title{font-size:38px}.page-subtitle{font-size:16px}.footer{padding-top:38px}.footer-links{gap:14px 20px}.process-step{grid-template-columns:36px 1fr;gap:15px}.step-title{font-size:20px}.privacy-table{font-size:11px;table-layout:fixed}.privacy-table td,.privacy-table th{padding:9px 6px;overflow-wrap:anywhere}.right-item{padding:13px}}
@media(prefers-color-scheme:dark){:root{--bg:#191d1a;--bg-alt:#232824;--text:#ecefe9;--text-light:#b5bdb3;--border:#394139}.navbar{background:rgba(25,29,26,.95)}.service-card,.product-card,.contact-card,.hours-card,.location-container,.contact-form-card,.application-form,.process-card,.privacy-content,.important-notes,.rate-table{background:var(--bg)}.support-panel,.important-notes{background:#33291c}.privacy-highlight,.right-item,.contact-info-box{background:var(--bg-alt)}.footer{background:var(--bg-alt)}}
@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important}.service-card:hover,.product-card:hover,.contact-card:hover,.hero-btn:hover,.cta-btn:hover,.product-cta:hover{transform:none}}
.cta-section{background:var(--bg-alt)!important;color:var(--text)!important}.cta-title,.cta-subtitle{color:var(--text)!important}.footer,.footer *{color:var(--text)}.footer .site-address,.footer .footer-bottom{color:var(--text-light)}
.footer .footer-links a,.footer .site-contact{color:var(--text)!important}.footer .footer-links a:hover{text-decoration-color:var(--accent)}

/* Editorial layout pass: stronger hierarchy while keeping the existing copy. */
.hero-section{position:relative;isolation:isolate;overflow:hidden;border-bottom:1px solid var(--border)}
.hero-section:before{content:"";position:absolute;inset:0 0 0 58%;z-index:-1;background:linear-gradient(135deg,rgba(255,138,0,.04),rgba(255,181,42,.24));clip-path:polygon(14% 0,100% 0,100% 100%,0 100%)}
.hero-section .container>.row{display:grid;grid-template-columns:minmax(0,1fr) minmax(260px,.72fr);gap:64px;align-items:center}
.hero-section .container>.row:after{content:"";display:block;min-height:300px;border:1px solid rgba(255,138,0,.26);border-radius:28px;background:linear-gradient(145deg,rgba(255,255,255,.8),rgba(255,181,42,.22)),repeating-linear-gradient(135deg,transparent 0 28px,rgba(255,138,0,.12) 29px 30px);box-shadow:inset 0 0 0 12px rgba(255,255,255,.38),0 22px 50px rgba(130,90,20,.08)}
.hero-section .container>.row>[class*=col]{width:auto;max-width:none}
.services-section{background:var(--bg-alt)}
.services-section .row{display:grid;grid-template-columns:minmax(0,1.3fr) minmax(0,1fr);grid-template-rows:1fr 1fr;gap:24px}
.services-section .row>[class*=col]{width:auto;margin:0!important;max-width:none}
.services-section .row>[class*=col]:first-child{grid-row:1 / span 2}
.services-section .service-card{display:flex;flex-direction:column;justify-content:center;min-height:100%}
.services-section .service-card:first-child{padding:42px}
.cta-section .container>.row{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:40px;align-items:center}
.cta-section .container>.row>[class*=col]{width:auto;max-width:none;margin:0!important;text-align:left!important}
.cta-section .cta-btn{margin-top:20px}
.products-section{background:var(--bg)}
.products-section .row{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(220px,.85fr);gap:28px;align-items:stretch}
.products-section .row>[class*=col]{width:auto;max-width:none;margin:0!important}
.products-section .product-card{padding:42px;position:relative;overflow:hidden}
.products-section .product-card:after{content:"";position:absolute;right:-60px;top:-60px;width:180px;height:180px;border-radius:50%;background:rgba(255,181,42,.12);pointer-events:none}
.interest-rate-section{background:var(--bg-alt);padding:76px 0}
.application-section{background:var(--bg)}
.application-section .row,.faq-section .row{display:grid;grid-template-columns:minmax(0,.78fr) minmax(0,1.22fr);gap:28px;align-items:start}
.application-section .row>[class*=col],.faq-section .row>[class*=col]{width:auto;max-width:none;margin:0!important}
.application-section .section-title,.faq-section .section-title{text-align:left}
.application-section .application-form{height:100%}
.faq-section{background:var(--bg-alt)}
.faq-section .accordion{background:var(--bg);border:1px solid var(--border);border-radius:var(--radius);padding:10px 20px;box-shadow:var(--shadow)}
.contact-info-section{background:var(--bg-alt)}
.contact-info-section .row{display:grid;grid-template-columns:1fr 1fr;gap:24px}
.contact-info-section .row>[class*=col]{width:auto;max-width:none;margin:0!important}
.contact-info-section .contact-card{min-height:100%;padding:38px}
.contact-form-section,.location-section,.working-hours-section{background:var(--bg)}
.contact-form-section .contact-form-card{padding:42px}
.location-section{background:var(--bg-alt)}
.location-container{display:grid;grid-template-columns:1.1fr .9fr;column-gap:48px;align-items:start}
.location-title{grid-column:1 / -1}
.delete-section{background:var(--bg-alt)}
.delete-section .container{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(260px,.9fr);gap:28px;align-items:start}
.delete-section .container>.section-title{grid-column:1 / -1}
.privacy-section{background:var(--bg-alt)}
.privacy-content{max-width:960px;margin:0 auto}
.privacy-content .rights-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr))}
@media(max-width:767px){
 .hero-section:before{inset:55% 0 0 0;clip-path:none}
 .hero-section .container>.row{display:block}
 .hero-section .container>.row:after{min-height:150px;margin-top:42px;border-radius:20px}
 .services-section .row,.products-section .row,.application-section .row,.faq-section .row,.contact-info-section .row,.delete-section .container{display:block}
 .services-section .row>[class*=col],.products-section .row>[class*=col],.application-section .row>[class*=col],.faq-section .row>[class*=col],.contact-info-section .row>[class*=col]{margin-bottom:18px!important}
 .services-section .row>[class*=col]:last-child,.products-section .row>[class*=col]:last-child,.application-section .row>[class*=col]:last-child,.faq-section .row>[class*=col]:last-child,.contact-info-section .row>[class*=col]:last-child{margin-bottom:0!important}
 .services-section .service-card:first-child{padding:26px}
 .cta-section .container>.row{display:block}
 .cta-section .container>.row>[class*=col]{text-align:left!important}
 .cta-section .cta-btn{margin-top:12px}
 .products-section .product-card,.contact-form-section .contact-form-card{padding:26px}
 .interest-rate-section{padding:54px 0}
 .application-section .section-title,.faq-section .section-title{text-align:center}
 .location-container{display:block}
 .location-title{margin-bottom:18px}
 .delete-section .container>.section-title{margin-bottom:30px}
 .privacy-content .rights-grid{grid-template-columns:1fr}
}

/* Compact rhythm pass: reduce empty vertical space while preserving hierarchy. */
.hero-section{padding:58px 0 64px}
.hero-content{padding-left:22px}
.hero-title{font-size:clamp(40px,4.8vw,60px)}
.hero-subtitle{margin:20px 0 26px;line-height:1.65}
.services-section,.products-section,.contact-info-section,.privacy-section,.delete-section{padding:56px 0}
.section-title{margin-bottom:26px}
.services-section .service-card,.services-section .service-card:first-child{min-height:205px;padding:22px 24px}
.service-icon,.product-icon,.contact-icon{margin-bottom:18px}
.cta-section{padding:38px 0}.cta-title{font-size:29px}.cta-section .cta-btn{margin-top:18px}
.page-header{padding:48px 0 40px}.page-title{font-size:clamp(34px,4vw,52px)}
.interest-rate-section,.application-section,.faq-section,.contact-form-section,.location-section,.working-hours-section{padding:56px 0}
.application-form,.contact-form-card{padding:22px 0}.support-panel{padding:22px}
.contact-info-section .contact-card{min-height:205px;padding:22px 24px}
.location-container{padding:22px 0}
.footer{padding:32px 0 18px}.footer-links{margin:18px 0}
@media(max-width:767px){
 .hero-section{padding:44px 0 50px}.hero-content{padding-left:16px}.hero-title{font-size:clamp(36px,9.5vw,48px)}.hero-subtitle{margin:18px 0 24px}
 .services-section,.products-section,.contact-info-section,.privacy-section,.delete-section,.interest-rate-section,.application-section,.faq-section,.contact-form-section,.location-section,.working-hours-section{padding:44px 0}
 .services-section .service-card,.services-section .service-card:first-child{min-height:0;padding:22px 0}.contact-info-section .contact-card{min-height:0;padding:22px 0}
 .page-header{padding:44px 0 34px}.cta-section{padding:38px 0}
}

/* Trust-first finance direction. Keep the existing copy and IA, remove decorative marketing chrome. */
:root{--radius:10px;--shadow:none;--bg:#ffffff;--bg-alt:#f7f8f7;--text:#202421;--text-light:#59615b;--border:#dfe3df}
body{font-family:Arial,"Helvetica Neue",sans-serif;background:var(--bg);color:var(--text)}
.navbar{height:72px;background:#fff;border-bottom:1px solid #dfe3df;box-shadow:none}
.navbar-brand{font-size:22px;letter-spacing:-.055em}.navbar-brand small{font-size:7px;letter-spacing:.06em}
.navbar-nav .nav-link{font-size:13px;padding:26px 15px!important;font-weight:600}
.navbar-nav .nav-link:after{height:2px}
.hero-section{min-height:0!important;display:block!important;padding:94px 0 100px;background:#fff;border-bottom:1px solid var(--border)}
.hero-section:before,.hero-section .container>.row:after{display:none!important}
.hero-section .container>.row{display:block;max-width:820px;margin:0}
.hero-content{max-width:730px;padding-left:28px;border-left:3px solid var(--accent)}
.hero-title{font-size:clamp(42px,5.4vw,68px);letter-spacing:-.06em;line-height:1.05;max-width:680px}
.hero-subtitle{max-width:590px;margin:28px 0 34px;font-size:17px;line-height:1.8;color:#59615b}
.hero-btn,.cta-btn,.product-cta{min-height:46px;padding:12px 22px;border-radius:6px;background:linear-gradient(90deg,#FF8A00 0%,#FFB52A 100%);box-shadow:none;font-size:13px;letter-spacing:.01em}
.hero-btn:hover,.cta-btn:hover,.product-cta:hover{box-shadow:0 5px 12px rgba(255,138,0,.18)}
.services-section,.products-section,.contact-info-section,.privacy-section,.delete-section{padding:86px 0;background:#fff}
.section-title{font-size:clamp(27px,3vw,38px);margin-bottom:38px;letter-spacing:-.045em}
.services-section .row{display:grid;grid-template-columns:repeat(3,1fr);gap:0;border-top:1px solid var(--text)}
.services-section .row>[class*=col]{width:auto;max-width:none;margin:0!important}
.services-section .service-card,.services-section .service-card:first-child{min-height:260px;padding:28px 26px 26px;border:0;border-right:1px solid var(--border);border-radius:0;background:transparent;box-shadow:none;justify-content:flex-start}
.services-section .row>[class*=col]:last-child .service-card{border-right:0}
.services-section .service-card:hover{transform:none;box-shadow:none;border-color:var(--border)}
.service-icon,.product-icon,.contact-icon{width:38px;height:38px;margin-bottom:27px;border-radius:7px;background:#fff3e3;color:var(--accent);font-size:18px}
.service-title,.product-title,.contact-title{font-size:19px;margin-bottom:12px}.service-description,.product-features,.contact-info{font-size:14px;line-height:1.75}
.cta-section{padding:58px 0;background:#f7f8f7!important;border-top:1px solid var(--border);border-bottom:1px solid var(--border)}
.cta-section .container>.row{display:block;max-width:820px;margin:0}
.cta-section .container>.row>[class*=col]{text-align:left!important}
.cta-title{font-size:32px;margin-bottom:12px}.cta-subtitle{max-width:590px!important;margin:0;color:var(--text-light)!important}.cta-section .cta-btn{margin-top:26px}
.footer{background:#fff;border-top:1px solid var(--text);padding:42px 0 22px}.footer-content{max-width:1184px}.footer-logo{font-size:21px}.footer-links{gap:22px;margin:24px 0}.footer-bottom{border-color:var(--border)}
.page-header{padding:72px 0 58px;background:#fff;border-bottom:1px solid var(--text)}.page-header .container{text-align:left}.page-title{font-size:clamp(38px,5vw,58px)}.page-subtitle{margin-left:0;max-width:650px}
.products-section .row{display:block;max-width:860px;margin:0}.products-section .product-card{padding:34px 0;border:0;border-top:2px solid var(--text);border-radius:0;background:#fff;box-shadow:none}.products-section .product-card:after{display:none}
.interest-rate-section,.application-section,.faq-section,.contact-form-section,.location-section,.working-hours-section{padding:82px 0;background:#fff;border-top:1px solid var(--border)}
.rate-table{border:1px solid var(--border);border-radius:0;box-shadow:none}.rate-table th{background:#f7f8f7}.rate-table td,.rate-table th{padding:16px}
.application-section .row,.faq-section .row{display:block;max-width:860px;margin:0}.application-section .section-title,.faq-section .section-title{text-align:left}
.application-form,.contact-form-card{padding:30px 0;border:0;border-top:2px solid var(--text);border-radius:0;box-shadow:none}.support-panel{padding:26px;background:#f7f8f7;border-radius:6px}
.faq-section .accordion{padding:0;border:0;border-radius:0;box-shadow:none;background:#fff}.accordion-item{border-color:var(--border)!important;border-radius:0!important}
.contact-info-section .row{display:grid;grid-template-columns:1fr 1fr;gap:0;max-width:960px;margin:0;border-top:1px solid var(--text)}
.contact-info-section .row>[class*=col]{width:auto;max-width:none;margin:0!important}.contact-info-section .contact-card{min-height:250px;padding:28px 26px;border:0;border-right:1px solid var(--border);border-radius:0;background:#fff;box-shadow:none}.contact-info-section .row>[class*=col]:last-child .contact-card{border-right:0}
.contact-form-section .contact-form-card,.location-container,.hours-card{max-width:960px;margin:0 auto}.location-container{padding:30px 0;border:0;border-top:2px solid var(--text);border-radius:0;box-shadow:none}.location-title{font-size:23px}
.delete-section .container{display:block;max-width:960px;margin:0}.process-card{padding:10px 0;border:0;border-top:2px solid var(--text);border-radius:0;box-shadow:none}.process-step{padding:22px 0}.important-notes{border-radius:6px;box-shadow:none}
.privacy-content{max-width:960px;margin:0 auto;padding:34px 0;border:0;border-top:2px solid var(--text);border-radius:0;box-shadow:none}.privacy-content .rights-grid{display:grid;grid-template-columns:repeat(2,1fr)}.right-item{border-radius:6px}
@media(max-width:767px){
 .navbar{height:68px}.hero-section{padding:64px 0 70px}.hero-content{padding-left:18px}.hero-title{font-size:clamp(38px,10vw,52px)}
 .services-section,.products-section,.contact-info-section,.privacy-section,.delete-section{padding:60px 0}.services-section .row{display:block}.services-section .service-card,.services-section .service-card:first-child{min-height:0;padding:26px 0;border-right:0;border-bottom:1px solid var(--border)}.services-section .row>[class*=col]:last-child .service-card{border-bottom:0}
 .cta-section{padding:50px 0}.cta-title{font-size:29px}.page-header{padding:56px 0 44px}.interest-rate-section,.application-section,.faq-section,.contact-form-section,.location-section,.working-hours-section{padding:60px 0}
 .contact-info-section .row{display:block}.contact-info-section .contact-card{min-height:0;padding:26px 0;border-right:0;border-bottom:1px solid var(--border)}.contact-info-section .row>[class*=col]:last-child .contact-card{border-bottom:0}
 .privacy-content{padding:28px 0}.privacy-content .rights-grid{grid-template-columns:1fr}
}

/* Refinement pass: remove oversized decorative areas and tighten the editorial rhythm. */
.hero-section{min-height:0!important;display:block!important;padding:92px 0 88px;background:linear-gradient(120deg,var(--bg) 0%,var(--bg) 72%,#fff8ed 100%)}
.hero-section:before{inset:auto -7% -22% auto;width:43%;height:68%;background:radial-gradient(circle at 50% 50%,rgba(255,181,42,.18),rgba(255,181,42,0) 68%);clip-path:none}
.hero-section .container>.row{grid-template-columns:minmax(0,1.15fr) minmax(260px,.7fr);gap:80px}
.hero-section .container>.row:after{min-height:238px;border:0;border-left:1px solid rgba(255,138,0,.45);border-radius:0;background:linear-gradient(180deg,transparent,rgba(255,181,42,.22),transparent);box-shadow:none;opacity:.9}
.hero-title{max-width:620px;font-size:clamp(42px,5.2vw,70px);letter-spacing:-.065em}
.hero-subtitle{max-width:500px;font-size:17px;line-height:1.8}
.hero-btn,.cta-btn,.product-cta{border-radius:7px;box-shadow:0 6px 16px rgba(255,138,0,.18)}
.services-section{padding-top:88px;padding-bottom:88px}
.services-section .row{grid-template-columns:1.05fr 1fr 1fr;grid-template-rows:none;gap:16px}
.services-section .row>[class*=col]:first-child{grid-row:auto}
.services-section .service-card,.services-section .service-card:first-child{padding:30px;justify-content:flex-start;min-height:258px}
.services-section .service-card:first-child{background:#fffaf2;border-color:#f4d5a5}
.service-icon,.product-icon,.contact-icon{width:42px;height:42px;border-radius:10px;margin-bottom:28px}
.service-title,.product-title,.contact-title{font-size:20px}
.service-description,.product-features,.contact-info{font-size:14px;line-height:1.75}
.cta-section{padding:66px 0;background:#fffaf2!important;border-top:1px solid #f4d5a5;border-bottom:1px solid #f4d5a5}
.cta-section .container>.row{grid-template-columns:1fr auto;gap:48px}
.cta-title{font-size:34px;margin-bottom:10px}
.cta-subtitle{margin:0;max-width:580px!important}
.cta-section .cta-btn{margin-top:0;white-space:nowrap}
.page-header{padding:84px 0 68px;background:var(--bg);border-bottom:1px solid var(--border)}
.page-header .container{text-align:left}
.page-subtitle{margin-left:0}
.products-section,.contact-info-section,.privacy-section,.delete-section{padding-top:84px;padding-bottom:84px}
.products-section .row{display:block;max-width:840px;margin:0 auto}
.products-section .product-card{padding:42px 46px;border-top:3px solid var(--accent)}
.products-section .product-card:after{display:none}
.rate-table{box-shadow:var(--shadow)}
.application-section .row,.faq-section .row{grid-template-columns:1fr;max-width:840px;margin:0 auto}
.application-section .section-title,.faq-section .section-title{text-align:center}
.application-section .application-form,.contact-form-section .contact-form-card{border-top:3px solid var(--accent)}
.contact-info-section .row{grid-template-columns:1fr 1fr;gap:16px;max-width:960px;margin:0 auto}
.contact-info-section .contact-card{padding:30px;min-height:230px}
.contact-form-section .contact-form-card{max-width:840px;margin:0 auto}
.location-container{max-width:960px;margin:0 auto;border-top:3px solid var(--accent)}
.delete-section .container{max-width:960px;margin:0 auto;display:block}
.delete-section .process-card{border-top:3px solid var(--accent)}
.privacy-content{padding:46px 52px;border-top:3px solid var(--accent)}
.footer{padding-top:42px}
@media(max-width:767px){
 .hero-section{padding:68px 0 70px}
 .hero-section:before{width:70%;height:40%;bottom:-10%;right:-18%}
 .hero-section .container>.row{display:block}
 .hero-section .container>.row:after{min-height:70px;margin-top:46px;border-left:0;border-top:1px solid rgba(255,138,0,.35);background:linear-gradient(90deg,transparent,rgba(255,181,42,.25),transparent)}
 .hero-title{font-size:clamp(40px,11vw,54px)}
 .services-section{padding-top:58px;padding-bottom:58px}
 .services-section .row{display:block}
 .services-section .row>[class*=col]{margin-bottom:14px!important}
 .services-section .service-card,.services-section .service-card:first-child{min-height:0;padding:26px}
 .cta-section{padding:52px 0}
 .cta-section .container>.row{display:block}
 .cta-section .cta-btn{margin-top:24px}
 .page-header{padding:58px 0 46px}
 .products-section,.contact-info-section,.privacy-section,.delete-section{padding-top:58px;padding-bottom:58px}
 .products-section .product-card,.privacy-content{padding:28px 24px}
 .contact-info-section .row{display:block}
 .contact-info-section .row>[class*=col]{margin-bottom:14px!important}
}

/* Final spacing override */
.hero-section{padding:58px 0 64px}
.hero-subtitle{margin:20px 0 26px;line-height:1.65}
.services-section,.products-section,.contact-info-section,.privacy-section,.delete-section{padding:56px 0}
.section-title{margin-bottom:26px}
.services-section .service-card,.services-section .service-card:first-child{min-height:205px;padding:22px 24px}
.service-icon,.product-icon,.contact-icon{margin-bottom:18px}
.cta-section{padding:38px 0}.cta-title{font-size:29px}.cta-section .cta-btn{margin-top:18px}
.page-header{padding:48px 0 40px}
.interest-rate-section,.application-section,.faq-section,.contact-form-section,.location-section,.working-hours-section{padding:56px 0}
.application-form,.contact-form-card{padding:22px 0}.support-panel{padding:22px}
.contact-info-section .contact-card{min-height:205px;padding:22px 24px}
.location-container{padding:22px 0}
.footer{padding:32px 0 18px}.footer-links{margin:18px 0}
@media(max-width:767px){
 .hero-section{padding:44px 0 50px}.hero-subtitle{margin:18px 0 24px}
 .services-section,.products-section,.contact-info-section,.privacy-section,.delete-section,.interest-rate-section,.application-section,.faq-section,.contact-form-section,.location-section,.working-hours-section{padding:44px 0}
 .services-section .service-card,.services-section .service-card:first-child{min-height:0;padding:22px 0}.contact-info-section .contact-card{min-height:0;padding:22px 0}
 .page-header{padding:44px 0 34px}.cta-section{padding:38px 0}
}
.footer .site-contact a{color:var(--text)!important;text-decoration:none}.footer .site-contact a:hover{text-decoration:underline;text-decoration-color:var(--accent);text-underline-offset:3px}
.privacy-content .section{padding:0 0 30px;margin:0 0 30px;border-bottom:1px solid var(--border)}
.privacy-content .section:last-child{border-bottom:0;margin-bottom:0}
.privacy-content .section-title{font-size:24px;text-align:left;margin:0 0 18px}
.privacy-content .subsection-title{font-size:18px;margin:24px 0 8px}
.privacy-content .section-text{font-size:15px;line-height:1.8;color:var(--text-light)}
.privacy-content .section-text p{margin:0 0 16px}.privacy-content .section-text p:last-child{margin-bottom:0}
.privacy-content .section-list{padding-left:22px;margin:0 0 16px;color:var(--text-light)}
.privacy-content .section-list li{margin:0 0 9px}.privacy-content .section-list strong{color:var(--text)}
.privacy-content .contact-info{padding:22px 24px;margin-top:22px;background:var(--bg-alt);border:1px solid var(--border);border-radius:6px;color:var(--text-light)}
.privacy-content .contact-info p{margin:0 0 12px}.privacy-content .contact-info p:last-child{margin-bottom:0}
.privacy-content .contact-info a{color:var(--text);text-decoration:underline;text-decoration-color:var(--accent);text-underline-offset:3px}
.account-delete-link{margin:22px 0 0;font-size:12px}.account-delete-link a{color:var(--text-light);text-decoration:underline;text-underline-offset:3px}.account-delete-link a:hover{color:var(--accent)}
@media(max-width:767px){.privacy-content .section{padding-bottom:24px;margin-bottom:24px}.privacy-content .section-title{font-size:21px}.privacy-content .section-text{font-size:14px}.privacy-content .contact-info{padding:18px}}